We look after the finer details so you can enjoy the finer things in life

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About us

Francis Rose is driven by passion. With an ingrained mantra of the Pursuit of Financial Freedom, Francis Rose is your partner in navigating what can be confusing, time-consuming and stressful when pursuing your ideal state of finance, especially without a strong understanding of what is involved. As most people, will spend their life on the journey to wealth; our focus is educating our clients on what the right decisions look like in the present to fasten, strengthen and calculate your future state of freedom.

With strong relationships amongst over 15 banks, lenders, financial service providers and investment property researchers, you can have peace of mind knowing that your work up until this point is respected. Our comprehensive broking service enables you to access the final product of what could be a painstaking negotiation process when left to your own devices. We will liaise with lenders, your solicitors and real estate agent on your behalf and keep you informed every step of the way.

We look for partners in our clients; a relationship of trust, transparency and support. Trust in us that we have and will continue to serve our clients pursuit of financial freedom.

First Home Buyer

Find out if you're eligible for the first home owners grant. We assist with your FHOG application.

Buying Again

Residential or commercial properties. We liaise direct with your real estate agent, solicitor and banks on your behalf.


Empower yourself with knowledge before buying an investment property. Ask us about attending a free property update seminar.


Consolidate your debts and/or secure a better deal. We'll save you money and make the switch quick and hassle-free.

Vehicle Finance

You could save time and money when you speak to us about your next vehicle purchase.

Commercial Loans

Let our asset finance specialists help you select the right of financial solution for your purchasing needs.


Matthew made me feel completely at ease when dealing with a stressful process. He made me feel really comfortable that I could rely on his advice and honesty in managing my deal with the lending providers and all the necessary paperwork to successfully obtain a home loan. My requirement was not standard, but with Matthew experience, knowledge and contacts within the business was able to secure me my specific loan. Matthew was the ultimate professional providing me constant information and advice on the progress of my application and providing me with varying options to enable me to secure the best outcome. Matthew was with me right from the start through to the final day of settlement.

Gary, WA

I couldn't have been happier with my experience with my finance broker Matthew Oughtred. Matt had my application processed and my loan with unconditional approval within days which no one else could offer or match. Matt and me still keep in contact and not only talk about loans or banking but friends, family and everyday life experiences.... it feels like we have developed not just a professional relationship but a strong bonding experience, more like a friendship someone I have known for years that's the type of service Matt offers, he's really there for you more than anyone else will be!! I cannot thank Matt as much as I would like he's made my life that much easier!

Jeff, VIC

I could not have been happier with my experience with eChoice and in particular, my finance broker Matthew Oughtred. Matt had my application processed and my loan with unconditional approval within days which no one else was able to offer or match. Matt stayed in touch all the way through the purchase and was extremely professional in all matters relating to the property. Matt even assisted when my Solicitors guidance was vague and he knew exactly what to do. Can't say thank you enough and would highly recommend Matthews services to all my friends and relatives.

Peter, NSW

Matt was very quick and efficient with all my enquiries, he made it a very smooth process for me, he took all initiative and got the job done. He explained everything from A-Z and made it all very clear with basically nothing else left to question. I would highly recommend Matts services for a great experience.

Travis, NSW

I came across eChoice by chance and Matt Oughtred brokered a loan deal for me. I have a complicated investment portfolio and obtaining finance is not a simple process. Matt was proactive and worked very hard to put together a loan deal quickly and with a minimum amount of fuss. He kept me informed at all times and could not have been more helpful throughout the entire process. I would have no hesitation in recommending Matt in the future and he will be the first person I'll call the next time I am seeking finance.

Scott, NSW

A huge thank you to our eChoice broker Matthew Oughtred. Such a great feeling to have settled and finally sorted out our finances. We are extremely grateful for the hard work, information and help he gave us. Look forward to working with eChoice again on our future loans or investments. Thank you so much for all that you have done Matt.

Faye and Richard, VIC

I am extremely pleased with the support from Matt Oughtred! I would recommend Matt for his true dedication all the way through to settlement, always a big thank you to Matt for making my dream house into a reality. Thank you!

Shanelle, NSW

To say Matthew Oughtred was helpful is an understatement! Throughout the process of refinancing my home loan, Matthew always made sure I was updated and understood every step. There was never a stupid question for Matt and he always provided an answer that both explained and reassured me. Although my situation was difficult Matt was determined to find the perfect loan for me and didn’t stop until he did! Not only has he helped me to save money along the way but his amazing customer service from email updates to call for a chat and check in really assured me I was in good hands. I would and have recommended Matthew to many people. Thanks, Matt!!

Alara, QLD

Purchasing my first investment property couldn't have been a smoother process thanks to Matthew. I felt well-informed at every step of the way from start to finish and was completely satisfied with my experience. My property is based in Victoria; however, Matthew put me at ease as he communicated with the solicitors, real estate agent and lender effectively without any delays whatsoever. Even post-settlement, Matthew has proactively kept in touch with me to keep me updated on the market trends. I highly recommend Matthew to anyone who's looking for a broker with quick response times, precise information and caring nature.

Imran, NSW

No one could have done a better job of securing my housing loan than Matthew Oughtred. He was knowledgeable, efficient and, most importantly, a brilliant problem solver, always a step ahead. He obtained my finance approval in an astonishingly short time. It's unusual to come across a service provider who listens, returns phone calls, and follows through. Matthew did all of those things. He took the worry and stress out of what can be a daunting process. He really earned my trust and respect, and I will definitely recommend him to anyone I know who needs a loan.

Karen, QLD

Contact Us

Secure a better financial future

Francis Rose Finance

Level 3, 3B, 1C Grand Avenue, Rosehill NSW 2142

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0407 961 713

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